Financial Calculators

401k

Amortization

Calculate loan amortization schedules with detailed payment breakdowns, extra payment analysis, and exportable tables.

Annuity Calculator

Calculates the future value of an annuity based on regular contributions.

Annuity Payout

Calculate annuity payouts with two modes: Fix Length and Fix Payment. Features payment schedules, charts, currency support, and export options.

APR Calculator

Calculate Annual Percentage Rate (APR) for loans and mortgages with industrial standard accuracy. Includes APR↔APY converter, loan comparison tool, and effective interest rate calculator.

Auto Loan

Comprehensive auto loan calculator with amortization, payment breakdown, and detailed schedule generation.

Boat Loan Calculator

Calculate monthly boat loan payments, total interest, and amortization schedule. Includes reverse calculator, trade-in value, insurance, registration, and maintenance costs.

Bond Calculator

A professional bond calculator with clean/dirty price, accrued interest, duration, and convexity analysis. Supports multiple day-count conventions.

Budget Calculator

A personal finance planning tool to manage income and expenses. All income items are before-tax values.

Business Loan

Calculate business loan payments, interest costs, and amortization schedules with comprehensive financial analysis.

Canadian Mortgage Calculator

A comprehensive Canadian mortgage calculator that helps users calculate their monthly mortgage payments, amortization schedules, and compare different scenarios.

Cd

Calculate Certificate of Deposit growth and interest earnings with tax considerations

Compound Interest

Compound Interest Calculator: calculate investments with various compounding frequencies, visualize growth with charts, and export detailed schedules.

Credit Card Calculator

Calculate credit card payoff time and total interest charges

Credit Card Payoff Calculator

Calculate how long it will take to pay off multiple credit cards using the Debt Avalanche method

Debt Consolidation

Compare current debts with a consolidation loan. Features: multiple debt inputs, real APR calculation, payment comparison, amortization schedule, charts, and PDF/CSV export.

Debt Payoff Calculator

Calculate debt payoff strategies including snowball and avalanche methods

Debt-to-Income Ratio

Calculate your debt-to-income ratio with detailed breakdowns of front-end and back-end DTI, comprehensive results, and financial health analysis.

Depreciation Calculator

Calculate depreciation using various methods including straight-line, declining balance, 150% declining balance, sum of years digits, and units of production.

Estate Tax

Comprehensive US Federal and State Estate Tax calculator with 2024-2025 exemptions, portability, GST tax, and planning strategies.

FHA Loan Calculator

Calculate FHA loan payments including upfront and annual mortgage insurance premiums (MIP). Features 2025 FHA MIP rates, loan limits, MIP removal timeline, FHA vs Conventional comparison, and refinance break-even analysis.

Finance

Comprehensive finance calculator: Time Value of Money calculations with 5 modes (FV, PMT, I/Y, N, PV), charts, amortization schedules, and multiple currencies.

Interest

Interest Rate Calculator

Comprehensive interest rate calculator (including APR) with loan rates, mortgage rates, effective rates, and yield calculations.

Investment

Comprehensive investment calculator with compound interest, growth projections, contribution schedules, PDF/CSV export, charts and amortization tables.

IRA

Comprehensive IRA calculator for Traditional, Roth, SEP, and SIMPLE IRAs with tax projections and growth scenarios.

Loan Calculator

Calculate loan payments, amortization schedules, and total costs for Amortized, Deferred Payment, and Bond loans.

Mortgage

Full-featured mortgage calculator: payments, amortization, extras, PDF/CSV export, charts and schedules.

Mortgage Amortization Calculator

Comprehensive mortgage amortization schedule calculator with payment breakdown, balance charts, and export functionality

Mortgage Payoff

Mortgage payoff calculator: Compare payment scenarios, calculate payoff time, interest savings, visualize repayment with charts and schedules.

Pension Calculator

Compare pension payout options: lump sum vs monthly income, single-life vs joint-survivor, and analyze the impact of working longer for a better pension.

Personal Loan

Complete personal loan calculator: monthly payments, amortization schedule, visual breakdown, PDF/CSV export, and advanced analysis.

Refinance Calculator

Calculate refinance savings, break-even points, and compare loan scenarios

Rental Property

Comprehensive rental property investment calculator: cash flow analysis, ROI, cap rate, cash-on-cash return, and detailed financial projections.

Retirement Calculator

Comprehensive retirement planning calculator with savings projections, income goals, investment assumptions, and detailed schedules to help plan for a secure retirement.

ROI Calculator

Comprehensive Return on Investment calculator: ROI calculations, break-even analysis, CAGR, and detailed investment scenarios.

Roth IRA

Roth IRA calculator: compare Roth IRA savings with taxable accounts, project growth, view annual schedules, and export results.

Salary Calculator

Convert salary between different pay frequencies (hourly, daily, weekly, bi-weekly, semi-monthly, monthly, quarterly, annual). View both unadjusted and adjusted values (accounting for holidays and vacation days).

Sales Tax Calculator

Calculate any missing value: before-tax price, sales tax rate, or after-tax price. Supports multiple currencies and export options.

Simple Interest

Calculate simple interest on principal with multiple solving modes for balance, principal, term, and rate. Features pie chart breakdown, balance accumulation graph, and yearly schedule.

Student Loan Calculator

Comprehensive student loan calculator with simple payments, repayment analysis, and projection tools.

Income Tax

Comprehensive federal income tax calculator: compute tax liability, refunds, deductions, credits, AMT, and generate detailed tax schedules with PDF/CSV export.

VA Mortgage

VA Mortgage calculator: Calculate VA loan payments including funding fees, amortization schedules, payment breakdown, and more.

529 Plan Calculator

Comprehensive 529 college savings plan calculator with growth projections, tax benefits, and comparison tools.

Australian Income Tax Calculator

Comprehensive Australian income tax calculator with 2024-25 and 2025-26 tax rates, Medicare levy, HECS/HELP repayments, LITO, SAPTO, and more.

Auto Refinance Calculator

Comprehensive auto refinance calculator with break-even analysis, LTV assessment, term comparison, amortization schedule, and export features.

Average Return

Calculate average return based on cash flows or multiple investment returns with different holding periods.

Balance Transfer Calculator

Compare keeping debt on your current credit card vs transferring to a 0% intro APR card. Calculate savings, break-even point, and get personalized recommendations.

Break Even Calculator

Calculate break-even point in units and revenue with contribution margin analysis, sensitivity charts, and what-if scenarios.

BTU Calculator

Calculate the British Thermal Units (BTU) needed for heating and cooling your space. Get accurate BTU requirements based on room dimensions, insulation, sun exposure, climate zone, and other factors.

Canadian Capital Gains Calculator

Comprehensive Canadian capital gains tax calculator with province-specific rates, 2024 inclusion rate changes, principal residence exemption, ACB tracking, and tax-loss harvesting.

Car Insurance Calculator

Comprehensive car insurance premium estimator with coverage comparison, discount analyzer, and personalized savings recommendations.

CMHC Insurance Calculator

Calculate CMHC mortgage default insurance premiums for Canadian home purchases. Includes provincial sales tax calculations, first-time buyer options, and detailed breakdowns.

College Cost

College cost calculator: estimate total education expenses, savings needed, and payment plans with charts and amortization schedules.

Currency

Convert between world currencies with real-time exchange rates, historical data, and comprehensive currency formatting.

Discount Calculator

Calculate discount amount and final price after discount.

Down Payment

Comprehensive down payment calculator with three calculation modes: Upfront Cash Available, Home Price, and Combined. Includes closing costs, PMI warnings, and export functionality.

FD Calculator

Professional Fixed Deposit calculator with compound/simple interest, maturity schedule, tax calculation, charts, and export options.

FHSA Calculator

First Home Savings Account (FHSA) Calculator for Canadian first-time home buyers. Calculate tax savings, investment growth, and compare with RRSP HBP and TFSA options.

FICA Tax Calculator

Calculate your FICA taxes including Social Security and Medicare contributions. Supports both employee and self-employed calculations with 2025 tax rates.

Future Value

Calculate the future value of your investments with compound interest and regular contributions.

Gross Profit Margin Calculator

Calculate gross profit margin, markup percentage, profit amount from revenue and cost of goods sold (COGS). Supports multiple calculation modes, comparison analysis, and professional export features.

House Affordability

Calculate how much house you can afford based on income, debts, and DTI ratios. Supports Conventional, FHA, VA loans.

Income Tax Calculator

Jumbo Loan Calculator

Calculate jumbo mortgage payments, compare conforming vs jumbo loans, view amortization schedules with charts and export options.

Lease Calculator

Calculate lease payments, total cost, and amortization schedule for vehicle leases.

Margin Calculator

Combined Margin toolbox: Profit Margin, Stock Trading margin requirement, and Currency Exchange margin — modeled after calculator.net

Medicare Levy Calculator

Calculate your Australian Medicare Levy and Medicare Levy Surcharge based on income, family status, and private health insurance coverage. Includes low-income thresholds, MLS tiers, and private health insurance impact analysis.

Mortgage Points

Calculate if buying mortgage points is worth it. Compare break-even point, monthly savings, and total cost savings with our comprehensive mortgage points calculator.

NPV Calculator

Net Present Value (NPV) Calculator with cash flow analysis, IRR comparison, sensitivity analysis, charts, and full export capabilities.

Payback Period

Calculate the payback period for investments and projects with detailed cash flow analysis.

Percent Off Calculator

Calculate discounts, sale prices, and savings with stackable discounts, tax calculations, and multi-item support.

Percentage Calculator

Complete percentage calculator with multiple calculation modes: basic percentage, percentage of number, percentage change, percentage difference, and more.

PMI Calculator

Calculate private mortgage insurance (PMI) costs based on home price, down payment, loan term, interest rate and credit score. Includes PMI removal timeline, payment breakdown charts and amortization schedule.

Post Office MIS Calculator

Calculate monthly income from Post Office Monthly Income Scheme (POMIS). Features investment planning, maturity calculation, tax implications, and comparison tools.

Property Tax Calculator

Calculate annual property tax based on home value and local tax rates

Ratio Calculator

Comprehensive ratio calculator with proportion solver (A:B = C:D), ratio simplification, scaling, comparison, and conversion features. Supports multi-term ratios and provides visual breakdowns.

RD Calculator

Professional Recurring Deposit calculator with compound interest, maturity schedule, comparison tools, charts, and export options.

Rent Calculator

Free Rent Affordability Calculator with 30% rule, debt-to-income analysis, 50/30/20 budget breakdown, rent escalation projections, and total housing cost analysis. Find your ideal rent based on gross or net income.

RMD Calculator

Required Minimum Distribution (RMD) calculator for retirement accounts with IRS compliance (SECURE Act 2.0), charts, and export capabilities.

Salary Comparison Calculator

Compare job offers, salaries across locations with cost of living adjustments, tax implications, benefits valuation, and comprehensive compensation analysis.

Savings Calculator

Calculate how your savings will grow over time with regular contributions and compound interest.

SIP Calculator

Comprehensive SIP Calculator with multiple modes: Regular SIP, Lumpsum, Goal-based SIP, and Step-up SIP. Includes charts, schedules, inflation adjustment, and export features.

SMSF Calculator

Self-Managed Super Fund calculator for Australian retirement planning. Compare SMSF vs retail funds, calculate contributions, tax, and retirement projections.

Social Security

Calculate the optimal age to claim Social Security retirement benefits and compare different application ages to maximize lifetime benefits.

Square Footage Calculator

Calculate area in square feet for various shapes including rectangles, triangles, circles, trapezoids, and complex rooms. Supports multiple rooms, cost estimation, and unit conversions.

Take-Home Paycheck

Comprehensive take-home paycheck calculator with federal/state taxes, FICA, deductions, and detailed breakdown for US residents.

TDEE Calculator

Total Daily Energy Expenditure calculator with BMR formulas (Mifflin-St Jeor, Harris-Benedict, Katch-McArdle), activity levels, macro recommendations, and weight projections.

TDS Calculator

Comprehensive TDS (Tax Deducted at Source) calculator for India with section-wise rates, advanced features, PDF/CSV export, and detailed breakdown.

Time Calculator

Advanced time calculator for adding, subtracting, and calculating duration between dates and times with multiple calculation modes.

Uk Capital Gains Calculator

UK Car Finance Calculator

Comprehensive UK car finance calculator supporting PCP, HP, and PCH finance types with APR calculations, balloon payments, deposit analysis, and complete payment schedules.

UK Income Tax Calculator

Comprehensive UK Income Tax calculator with PAYE, National Insurance, tax bands for 2024/25 and 2025/26 tax years, Scottish tax rates, pension contributions, and student loan deductions.

UK Inheritance Tax Calculator

Calculate UK inheritance tax liability with nil rate band, residence nil rate band, spouse exemption, charity relief, and taper relief calculations.

VAT Calculator

Comprehensive VAT (Value Added Tax) calculator with country rate lookup, multi-item support, invoice generation, and export capabilities.

Working Capital Calculator

Calculate working capital, current ratio, quick ratio with industry benchmarks, trend analysis, and financial health assessment.

Basic Calculator

Simple arithmetic calculator for everyday math - addition, subtraction, multiplication, and division with keyboard support.

Internal Rate of Return (IRR) Calculator

Calculate the internal rate of return (IRR) for investment cash flows with detailed analysis, charts, and export capabilities.

Loan Repayment Calculator

Calculate loan repayments with multiple payment frequencies (monthly, biweekly, weekly), extra payments, and detailed amortization schedules.