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$
£
€
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A$
Monthly Budget Set Aside for Credit Cards
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This is the total amount available each month to pay down your credit cards.
Payoff Strategy
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Avalanche: Pay highest interest first (saves most money). Snowball: Pay smallest balance first (psychological wins). Compare: See both strategies side-by-side.
Debt Avalanche (Highest Interest First)
Debt Snowball (Smallest Balance First)
Compare Both Strategies
Your Credit Cards
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Card 1
✕
Card Name (Optional)
Balance
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Current total balance on this card.
Minimum Monthly Payment
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Minimum payment required each month. This will be paid before additional funds are allocated.
Interest Rate (APR %)
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Annual Percentage Rate. Credit card rates typically range from 12% to 25%.
Card 2
✕
Card Name (Optional)
Balance
Minimum Monthly Payment
Interest Rate (APR %)
Card 3
✕
Card Name (Optional)
Balance
Minimum Monthly Payment
Interest Rate (APR %)
+ Add Another Credit Card
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Calculation Results
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Total Payoff Time
0 months
Total Interest
$0
Total Amount Paid
$0
Card
Balance
Minimum Payment
Payoff Months
Interest Paid
Payment Breakdown
Balance Over Time
Payment Schedule
Monthly
Annual
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Card
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Table
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