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Enter loan details below
Home Price
?
Total purchase price of the home. Jumbo loans typically start above $766,550 (2024 limit).
Down Payment
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Jumbo loans typically require 10-20% down payment. Enter amount or percentage.
%
$
Loan Term
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Common terms: 15, 20, or 30 years. Shorter terms have higher payments but less total interest.
10 Years
15 Years
20 Years
25 Years
30 Years
Interest Rate (%)
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Annual interest rate. Jumbo rates may be 0.25-0.5% higher than conforming loans.
Start Date
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Month and year when your loan payments will begin.
January
February
March
April
May
June
July
August
September
October
November
December
Conforming Loan Limit
+ Show Options
Conforming Loan Limit
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2024 baseline limit is $766,550. Higher in expensive areas (up to $1,149,825).
High-Cost Area Limits
Standard
High-Cost
Alaska/HI
Annual Taxes & Insurance
+ More Options
Property Tax
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Annual property tax as percentage of home value or fixed amount.
%
$
Home Insurance
?
Annual homeowners insurance premium.
PMI Rate
?
Private Mortgage Insurance rate (if down payment < 20%). Set to 0 if not applicable.
%
HOA Fee (Monthly)
?
Monthly Homeowners Association fees, if applicable.
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Calculation Results
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Total Monthly Payment
Component
Monthly
Annual
Payment Breakdown
Loan Summary
Conforming vs Jumbo Comparison
Feature
Your Loan
Conforming Limit
Balance Over Time
Amortization Schedule
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