Points Analysis Results
0 months
Break-Even Point
| Metric | Without Points | With Points |
|---|
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Cost Breakdown
Savings Summary
Cumulative Savings Over Time
Points Comparison Table
Tax Benefits
Points Cost$0
Tax Deduction Value$0
Effective Points Cost$0
Adjusted Break-Even0 months
Mortgage points are generally tax-deductible in the year paid for home purchase loans. Consult a tax professional.
Key Insights
- Understanding Points Each point costs 1% of your loan and typically reduces your rate by 0.25%.