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$
₹
£
€
A$
C$
Monthly Deposit
?
The fixed amount you will deposit every month into your RD account.
Interest Rate (% p.a.)
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Annual interest rate. RD rates typically range from 5% to 8% depending on bank and tenure.
%
Tenure (Years)
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RD tenure typically ranges from 6 months to 10 years. Enter years here and additional months below.
Tenure (Months)
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Additional months on top of years. For 2.5 years, enter 2 years and 6 months.
Compounding Frequency
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RD interest is typically compounded quarterly as per RBI guidelines. Monthly compounding gives slightly higher returns.
Monthly
Quarterly
Start Date
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When your RD will start. Used to generate accurate deposit schedule with dates.
January
February
March
April
May
June
July
August
September
October
November
December
Goal Calculator
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Target Amount
?
Enter your savings goal. Calculator will show required monthly deposit or time to reach this amount.
Required Monthly Deposit
$0
Time to Reach Target
0 months
Rate Comparison
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Rate 1 (%)
%
Rate 2 (%)
%
Metric
Rate 1
Rate 2
Difference
TDS & Tax Calculation
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Calculate TDS
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TDS (Tax Deducted at Source) is deducted if annual interest exceeds threshold. Rate is 10% with PAN, 20% without.
No
Yes
TDS Rate (%)
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10% if PAN is provided, 20% without PAN. Senior citizens may have higher exemption limits.
%
Calculate RD
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RD Maturity Results
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Maturity Amount
Component
Amount
Investment Breakdown
RD Summary
Growth Over Time
Deposit Schedule
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Annual
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