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Your Job Income (Salary) ? Enter your gross income before any deductions. This is the amount reported on your W-2.

Filing Status ? Single: Unmarried. Married Filing Jointly: Married, filing one return. Head of Household: Unmarried with qualifying dependent.

Number of Children Under Age 17 ? Qualifying children under 17 at end of tax year. Each child qualifies for up to $2,000 Child Tax Credit.

Number of Other Dependents ? Other qualifying dependents (children 17+, elderly parents, etc.). Each qualifies for $500 credit.

Other Income (not from jobs) ? Include interest, dividends, retirement distributions, and other non-employment income. Enter annual amount.

/year

Pretax Deductions Withheld ? Pre-tax contributions like 401(k), health insurance premiums, HSA/FSA contributions that reduce your taxable income.

/year

Deductions Not Withheld ? Deductions you claim on your tax return but not withheld from paycheck: Traditional IRA contributions, student loan interest (up to $2,500), etc.

/year

Itemized Deductions ? If your itemized deductions exceed the standard deduction, enter the total. Include mortgage interest, charitable contributions, SALT (max $10,000), medical expenses over 7.5% of AGI.

/year

Standard deduction for 2025: $15,000 (Single), $30,000 (Married Filing Jointly), $22,500 (Head of Household). Leave itemized at $0 to use standard deduction.

Do you have a second or third job?

Yes, I have additional job income

Second Job Annual Income

/year

If you have multiple jobs, your withholding may need adjustment on Form W-4 to avoid owing tax at year end.

Select Your State ? Select your state to auto-fill the average income tax rate. You can still manually adjust the rate below.

State Income Tax Rate ? Enter your state's income tax rate. No state tax: AK, FL, NV, SD, TX, WA, WY. Highest: CA (13.3%), HI, NJ, OR, MN. Check your state for exact rate.

City/Local Income Tax Rate ? Local/city income tax rate if applicable. NYC: up to 3.88%. Philadelphia: 3.79%. Most cities have no local income tax.

Need help finding your state tax rate? View state tax rates

Are you self-employed or an independent contractor?

Yes, I am self-employed

Self-employed individuals pay both employee and employer portions of FICA taxes (15.3% total: 12.4% Social Security + 2.9% Medicare). Half is deductible.

Overtime Hours/Week ? Average weekly overtime hours. Overtime is typically paid at 1.5x your regular hourly rate.

hrs/week

Hourly Rate (for OT) ? Your regular hourly rate. If salaried, this is your salary divided by 2080 hours (52 weeks × 40 hours).

/hr

Expected Annual Bonus ? Bonuses are taxed as supplemental wages at 22% federal flat rate (or 37% if over $1M). Enter your expected annual bonus.

/year

Commission Income ? Annual commission income. Like bonuses, commissions are taxed as supplemental wages.

/year

💡 Tip: Bonuses and commissions are typically taxed at a flat 22% federal rate (37% if over $1 million). State taxes may vary.

Take-Home Pay Results

$0.00

Take-Home Pay per Paycheck

Annual: $0.00

Paycheck Breakdown

Component	Per Paycheck	Annual

Tax Breakdown

Pay Summary

Tax Details

Marginal Tax Rate

Rate on your next dollar earned

Effective Tax Rate

Average rate on all income

Monthly Take-Home Pay Over Year

Pay Schedule

2025 Federal Tax Brackets

Your filing status: Single

Tax Rate	Income Range	Your Tax

Paycheck Stub Preview

EMPLOYER Your Company

PAY PERIOD -

PAY DATE -

EARNINGS

Gross Pay $0.00

DEDUCTIONS

Federal Tax $0.00

Social Security $0.00

Medicare $0.00

State Tax $0.00

Local Tax $0.00

Pre-Tax Deductions $0.00

NET PAY $0.00

YTD GROSS: $0.00

YTD NET: $0.00

Salary Scenario Comparison

Compare your current calculation with a different scenario (e.g., a job offer or raise).

Comparison Salary

/year

Current

$0/paycheck

$0/year

→

New Scenario

$0/paycheck

$0/year

Difference: $0/year (+0%)