CalculatorZone.co

Industry ? Select your industry to compare against benchmarks. Different industries have different working capital requirements.

Cash & Cash Equivalents ? Includes bank balances, petty cash, and short-term investments maturing within 90 days.

Marketable Securities ? Short-term investments that can be quickly converted to cash (stocks, bonds, treasury bills).

Accounts Receivable ? Money owed by customers for goods/services delivered. Net of allowance for doubtful accounts.

Inventory ? Raw materials, work-in-progress, and finished goods available for sale.

Prepaid Expenses ? Advance payments for expenses like insurance, rent, or subscriptions.

Other Current Assets ? Any other assets expected to be converted to cash within one year.

Total Current Assets: $265,000

Accounts Payable ? Money owed to suppliers for goods/services received. Typically net 30-60 days.

Short-term Debt ? Bank loans, lines of credit, or notes payable due within one year.

Accrued Expenses ? Expenses incurred but not yet paid (wages, utilities, interest, taxes).

Current Portion of Long-term Debt ? Principal payments on long-term loans due within the next 12 months.

Deferred Revenue ? Advance payments from customers for goods/services not yet delivered.

Other Current Liabilities ? Any other obligations due within one year.

Total Current Liabilities: $115,000

Adjust these values to see how changes would affect your working capital.

Asset Change (%) ? Percentage increase or decrease in current assets.

Liability Change (%) ? Percentage increase or decrease in current liabilities.

Working Capital Analysis

$150,000

Net Working Capital

Healthy

2.30

Current Ratio

1.43

Quick Ratio

0.65

Cash Ratio

Metric	Value	Status

Component	Amount	% of Total